IRAs & Retirement
Retirement Links
The first step towards a rewarding retirement is planning.
Use the financial calculators below to see how saving for your future makes perfect sense. These tools were designed to help you take control of your investments and help plan for your future.
IRA Comparison Calculator
This calculator helps you determine whether a Traditional IRA or Roth IRA is the best vehicle for your retirement savings. Note: Roth 401(k) comparisons should not be made with this calculator.
Retirement Savings Calculator
This calculator helps you determine how much you can save for your retirement and the likelihood of how long your retirement savings will last based on what you currently have saved and how much you plan to contribute each year. By changing the various inputs such as "Annual Contributions," "Asset Allocation," or "Annual Expenses," you can gauge the length of time that your assets may last during retirement.
Cost of Waiting Calculator
This calculator provides a first step in realizing the potential of investing your savings and the benefits of compounding interest. It also shows the potential impact of waiting to invest your savings.
Start Saving for Your Future Today
Selecting a plan and investing early is more important than ever. The sooner you start, the bigger the difference it makes down the road. As many expert investors say, the best defense is a strong offense. And with Scottrade's retirement planning and IRA calculators, getting an early start on reaching your retirement goals, no matter the age, is easy and simple.
According to the 2008 Scottrade/BetterInvesting American Retirement Study, nearly 55% of Americans are concerned they won't be able to do the things they want when they retire. And a third of adults have saved less than $25,000 for retirement.
The 2008 Retirement Study has many more facts and reasons why starting to invest today makes great sense for your future.
Top Products
Ways to Trade
News and Research
Brokerage Products and Services offered by Scottrade, Inc. – Member FINRA and SIPC.
Online market and limit stock trades are just $7 for stocks priced $1 and above.
Any specific securities, or types of securities, used as examples are for demonstration purposes only. None of the information provided should be considered a recommendation or solicitation to invest in, or liquidate, a particular security or type of security.
Investors should consider the investment objectives, risks, charges and expenses of a mutual fund carefully before investing. A mutual fund's prospectus contains this and other information about the mutual fund. Prospectuses are available through our trading site or through a Scottrade branch office. The prospectus should be read carefully before investing. No transaction fee (NTF) funds are subject to the terms and conditions of the NTF funds program. Scottrade is compensated by the funds participating in the NTF program through recordkeeping, shareholder, or SEC 12b-1 fees.
Investors should consider the investment objectives, charges, expense, and unique risk profile of an Exchange Traded Fund (ETF) carefully before investing. Leveraged and Inverse ETFs may not be suitable for long-term investors and may increase exposure to volatility through the use of leverage, short sales of securities, derivatives and other complex investment strategies. A prospectus contains this and other information about the ETF and should be obtained from the issuer. The prospectus should be read carefully before investing.
Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. The Margin Disclosure Statement and Agreement (PDF) is available for download, or it is available at one of our branch offices. It contains information on our lending policies, interest charges, and the risks associated with margin accounts.
Options are not appropriate for all investors. Detailed information on our policies and the risks associated with options can be found in Scottrade's Options Application and Agreement, Brokerage Account Agreement, and Characteristics and Risks of Standardized Options (also available at one of our branch offices). All option accounts require prior approval by Scottrade.
Investors should consider the investment objectives, risks, charges, and expenses of mutual fund carefully before investing. A prospectus contains this and other information about the fund and is available through www.scottrade.com or through a Scottrade branch office. The prospectus should be read carefully before investing. No transaction fee (NTF) funds are subject to the terms and conditions of the NTF funds program. Scottrade is compensated by the funds participating in the NTF program through recordkeeping, shareholder, or SEC 12b-1 fees.
Market volatility, volume, and system availability may impact account access and trade execution.
Testimonials may not be representative of the experience of other clients and are no guarantee of future performance or success.