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Individual Retirement Accounts

Helping You Retire The Way You Want

Choose the Right No-Fee IRA for You

Understanding the differences between a Roth and a Traditional IRA is important when choosing an individual retirement account for your investment needs. Each one has its own unique advantages and guidelines regarding IRA withdrawals, contributions, taxes and rollovers. For additional details, click on an option below:

Already Have a Retirement Account? Scottrade Offers No-Fee Rollovers!

Whether you're changing jobs or just interested in a new investment tool, you can easily roll your current retirement plan into a Scottrade Traditional IRA at no additional cost. We accept contributions from qualified plans such as an employer-sponsored plan like a 401(k) or one from another brokerage firm. And once you rollover your plan into a Traditional IRA, you can decide to convert it to a Roth IRA if you meet the eligibility requirements. Plus, with Scottrade's IRA self-directed options, you have even greater control over your investments, complete with $7 online trades, user-friendly trading tools and no maintenance fees!

No matter which IRA you choose, you can count on Scottrade every step of the way. We value our customers and strive to provide you with the best customer service in the industry. It's our goal to help you build the foundation for the retirement of your dreams.

Open an IRA account now or use our branch locator to find a local Scottrade broker who is ready to help you start on the road to retirement.

Visit the Scottrade Retirement Center

This information is not intended to be legal or tax advice. Please consult a tax, legal, or financial professional with questions.

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Brokerage Products and Services offered by Scottrade, Inc. – Member FINRA and SIPC.

No information on this web site should be considered a recommendation or solicitation to invest in a particular security or type of security.

Investors should consider the investment objectives, risks, and charges and expenses of a mutual fund carefully before investing. A mutual fund's prospectus contains this and other information about the mutual fund. Prospectuses are available through our trading site or through a Scottrade branch office. The prospectus should be read carefully before investing.

Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. Scottrade's margin agreement is available on our web site and at our branch offices; and contains the Margin Disclosure Statement and information on our lending policies, interest charges, and the risks associated with margin accounts. Options are not appropriate for all investors. Detailed information on our policies and the risks associated with options can be found in Scottrade's Options Application and Agreement, Brokerage Account Agreement, and Characteristics and Risks of Standardized Options (available from your local branch office or here). All option accounts require prior approval by Scottrade.

Market volatility, volume, and system availability may impact account access and trade execution.

Testimonials may not be representative of the experience of other clients and are no guarantee of future performance or success.