Scottrade Online Stock Trading
  • Switch to Scottrade
  • Open an Online Trading Account
  • Log In
  • Contact Scottrade

Individual Retirement Accounts

Helping You Retire The Way You Want

Why a Scottrade IRA?

Saving for retirement has never been easier. With a no-fee Traditional IRA (individual retirement account) or Roth IRA from Scottrade, you can live your life today and finance a bright tomorrow. With hassle-free rollovers, self-directed investing and no hidden fees, a Scottrade IRA is a simple way to build a solid financial base for your retirement dreams.

Your Retirement Investment, Your Choice

A no-fee IRA account is perfect for both the beginning and experienced investor. Simple to open and maintain, a Scottrade IRA is ideal if you want to create a diversified investment portfolio, supplement your 401(k) plan or establish a retirement account if your employer does not offer one.

With Scottrade, you're in control of how you invest. We provide online access to your self-directed IRA account where you can adjust your investments at any time. Or, if you prefer, personal stock brokers are available at over 332 Scottrade branch locations nationwide to place your trade. Either way, you'll never be hit with opening, closing, annual or custodial fees.

There’s no better time to start saving than today. Open an IRA now or talk to your local Scottrade broker to set up an account.

This information is not intended to be legal or tax advice. Please consult a tax, legal, or financial professional with questions.

Subscribe to our RSS Feeds

Brokerage Products and Services offered by Scottrade, Inc. – Member FINRA and SIPC.

Any specific securities, or types of securities, used as examples are for demonstration purposes only. No information on this web site should be considered a recommendation or solicitation to invest in, or liquidate, a particular security or type of security.

Investors should consider the investment objectives, risks, charges and expenses of a mutual fund carefully before investing. A mutual fund's prospectus contains this and other information about the mutual fund. Prospectuses are available through our trading site or through a Scottrade branch office. The prospectus should be read carefully before investing. No transaction fee (NTF) funds are subject to the terms and conditions of the NTF funds program. Scottrade is compensated by the funds participating in the NTF program through recordkeeping, shareholder, or SEC 12b-1 fees.

Investors should consider the investment objectives, risks, charges, and expenses of an Exchange-Traded Fund (ETF) carefully before investing. A prospectus contains this and other information about the ETF can be obtained from the issuer. The prospectus should be read carefully before investing.

Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. The Margin Disclosure Statement and Agreement (PDF) is available for download, or it is available at one of our branch offices. It contains information on our lending policies, interest charges, and the risks associated with margin accounts.

Options are not appropriate for all investors. Detailed information on our policies and the risks associated with options can be found in Scottrade's Options Application and Agreement, Brokerage Account Agreement, and Characteristics and Risks of Standardized Options (also available at one of our branch offices). All option accounts require prior approval by Scottrade.

Online market and limit equity orders are just $7 for stocks over $1.

Market volatility, volume, and system availability may impact account access and trade execution.

Testimonials may not be representative of the experience of other clients and are no guarantee of future performance or success.