Credit Interest Rates

As a Scottrade client, you may earn interest on any uninvested deposits available in your brokerage account. The following schedule of credit interest rates for your online stock investment balances is provided to help you more closely manage your financial strategy.

Free Credit Balance Interest Rate & APY
$0.01 – 4,999.99 0.01%
$5,000.00 - 9,999.99 0.01%
$10,000.00 - 24,999.99 0.01%
$25,000.00 - 99,999.99 0.01%
$100,000.00 - 249,999.99 0.01%
$250,000.00 - 499,999.99 0.01%
$500,000.00 - 999,999.99 0.01%
$1,000,000.00 and Greater 0.01%

Credit Interest Rates for funds in the Scottrade Sweep Program: Click here for additional Sweep Program information, including a current list of program banks.

Funds in the Sweep Program will generally earn interest. The interest rates earned by clients may vary over time, but will be the same from each Program Bank. The fee paid to Scottrade by the Program Banks will exceed the interest rate amounts paid to clients. Your interest rate tier will be determined by the aggregate balance of your Customer Deposit Account. The current and future rate for each tier is based on several factors, including general economic and business conditions.   Interest rates paid by the Program Banks in the Sweep Program may be lower than deposit accounts offered outside of the program or non-FDIC insured investments. Interest rates, tiers, and factors for determining rates and tiers may be changed or eliminated by Scottrade at any time and without prior notice to you.


All commissions, fees and rates are subject to change without notice.

Rates accurate as of July 13, 2017.

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