General Disclosures

Gen-010: JDP 2016 award

Scottrade received the highest numerical score in the J. D. Power 2016 Self-Directed Investor Satisfaction Study, based on 4,242 responses measuring 13 firms and the experiences and perceptions of investors who use self-directed investment firms, surveyed in January 2016. Your experiences may vary. Visit jdpower.com.

Gen-020: General Risk

All investing involves risk. The value of your investment may fluctuate over time, and you may gain or lose money.

Gen-030: Chinese Language - Website

The information found on our website, forms and agreements is provided in the Chinese language for convenience and informational purposes only. The website, forms and agreements, although not in its entirety, were translated from Scottrade's English language version. Although we attempted to provide a clear interpretation from the English version to Chinese, some of the content may differ due to differences in language translation and conversion processes. Our customers are bound to the English language provisions of our agreements.

Gen-040: Chinese Webinar, Seminar, and WebEx

Although Scottrade may provide certain materials in Chinese as a customer service, other material may be presented in English. By enrolling in this webinar/seminar, you are acknowledging your ability to read and understand English materials.

Gen-050: Comparison Chart

Comparison Results: Day of week Month Day, Year Time EST (Eastern Standard Time)

Prices for competitors were obtained on Month Day, Year and are believed to be accurate, but are not guaranteed. Some of the firms listed above may reduce or waive commissions or fees, depending on account activity or total account value. Mutual fund information is believed to be accurate as of the acquisition date – Month Day, Year. 

Gen-060: Diversification

Diversification may help spread risk, but it does not assure a profit, or protect against loss, in a down market.

Gen-070: System Availability

Market volatility, volume and system availability may impact account access and trade execution.

Gen-080: FINRA/SIPC

Brokerage products and services offered through Scottrade, Inc. Member FINRA / SIPC.

Gen-090: Hypothetical Illustration

This illustration is hypothetical and does not reflect actual investment results or guarantee future results.

Gen-100: Hypothetical Illustration – Related to Past Performance information

This illustration is hypothetical and does not reflect actual investment results or guarantee future results. Past performance of a security or strategy does not guarantee success in the future. Results could vary significantly and losses could result.

Gen-110: Information & Education Only

The content provided is for informational and/or educational purposes only. The information presented or discussed is not, and should not be considered, a recommendation or an offer of, or solicitation of an offer by, Scottrade or its affiliates to buy, sell or hold any security or other financial product, or an endorsement or affirmation of any specific investment strategy. You are fully responsible for your investment decisions. Your choice to engage in a particular investment or investment strategy should be based solely on your own research and evaluation of the risks involved, your financial circumstances, and your investment objectives. Scottrade, Inc. and its affiliates are not offering or providing, and will not offer or provide, any advice, opinion or recommendation of the suitability, value or profitability of any particular investment or investment strategy.

Gen-120: Knowledge Center

The information and content provided in the Scottrade® Knowledge Center is for informational and/or educational purposes only. The information presented or discussed is not, and should not be considered, a recommendation or an offer of, or solicitation of an offer by, Scottrade or its affiliates to buy, sell or hold any security or other financial product or an endorsement or affirmation of any specific investment strategy. You are fully responsible for your investment decisions. Your choice to engage in a particular investment or investment strategy should be based solely on your own research and evaluation of the risks involved, your financial circumstances, and your investment objectives. Scottrade, Inc. and its affiliates are not offering or providing, and will not offer or provide, any advice, opinion or recommendation of the suitability, value or profitability of any particular investment or investment strategy. There can be no guarantee the strategies discussed in any presentation will be successful.

Gen-130: Past Performance

Past performance does not guarantee future results.

Gen-140: Tax Advice

Scottrade does not provide tax advice and the information contained herein is not meant as a replacement for professional advice. Please consult your tax or legal advisor for questions concerning your personal tax or financial situation. 

Gen-150: Testimonials

Testimonials may not be representative of the experience of other clients and there is no guarantee of future performance or success. Individual experiences will vary. No one has been paid for their testimonial.

Gen-160: Dollar Cost Averaging

Dollar cost averaging does not assure a profit and does not protect against loss in declining markets and, because investing by dollar cost averaging involves continuous investment in securities regardless of fluctuating prices, the investor should consider his or her financial ability to continue purchases through periods of both low and high price levels.

Gen-170: Rollover Disclosure

Before making any rollover decisions, investors should research and consider all available retirement options carefully. Your decision should reflect consideration of various factors, including the benefits and penalties involved. Some of these factors include, but are not limited to, investment or account-related fees and expenses, differing levels of service available, withdrawal penalties, creditors and legal protections, required minimum distributions, and factors related to owning employer stock. The importance of these factors will vary depending on your individual needs and circumstances. Tax consequences may vary depending on state law and your individual situation. Scottrade does not provide tax advice. Please consult your tax or legal advisor for questions concerning your personal tax or financial situation.

Gen-180: CAN-SPAM

Scottrade is providing this communication as required by regulation. In accordance with section VI-B of your Brokerage Account Agreement, you are receiving this message as a result of having a Scottrade® account enrolled in electronic delivery. If you no longer wish to receive these email notices you will need to update your account preferences.