Find Out Which IRA is Right For You
 

1
Which statement best describes you?
I'm a Small Business Owner
I'm Self-Employed
I'm an Individual
2
Do you have an IRA at another firm you would like to transfer to Scottrade?
Yes
No
3
Do you have an old 401(k) or other qualified plan with your former employer you’d like to roll over?
Yes
No
4
Would you rather pay taxes now (on your IRA contributions) or pay taxes later (on your IRA withdrawals)?
Pay Taxes Now
Pay Taxes Later

Simple IRA Learn More

If you own a small business, a Savings Incentive Match Plans for Employees (SIMPLE IRA) may fit your needs. These accounts provide a simplified method for small business owners and employees to both contribute—plus, eligible contributions qualify for an annual tax break.

Not what you're looking for?
Here are other available retirement accounts you may want to consider.

SEP IRA Learn More

Whether you’re self-employed or you own a small business of fewer than 25 people, a Simplified Employee Pension (SEP IRA) may be the right choice for you and your employees. A SEP IRA offers tax-deferred features like Traditional IRAs, but instead extends them to the employer—because instead of the employee making contributions, the employer does.

Not what you're looking for?
Here are other available retirement accounts you may want to consider.

Rollover IRA Learn More

It can be easier to manage your investments if they are all in the same place. If you roll over your IRA into a new Scottrade account, we can help you make sure your retirement savings stay on the right track. Scottrade has both Traditional and Roth IRA rollover options, and both give you access to a wide variety of investment choices including stocks, bonds and more. We’ll even refund your transfer-out fees.*

Not what you're looking for?
Here are other available retirement accounts you may want to consider.

Rollover IRA Learn More

It can be easier to manage your investments if they’re all in the same place. If you roll over your old 401(k)—or other qualified plan—into a new Scottrade account, we can help you make sure your retirement savings stay on the right track. Plus, you’ll have access to a wide variety of investment choices including stocks, bonds and more. We’ll even refund your transfer-out fees.*

Not what you're looking for?
Here are other available retirement accounts you may want to consider.

ROTH IRA Learn More

Roth IRAs are made with after-tax contributions, which allows the money to grow tax-free. This can give you more control over your future funds, especially because there are no Required Minimum Distributions. With a Scottrade Roth IRA, you can invest in stocks, bonds, mutual funds and more.

Not what you're looking for?
Here are other available retirement accounts you may want to consider.

Traditional IRA Learn More

Traditional IRAs can make it easier to set aside money. Your contributions will grow tax-deferred, and depending on your income and eligibility, you may qualify for these contributions to be tax-deductible. A Scottrade Traditional IRA allows you invest in stocks, bonds, mutual funds and more.

Not what you're looking for?
Here are other available retirement accounts you may want to consider.

Before making any rollover decisions, investors should research and consider all available retirement options carefully. Your decision should reflect consideration of various factors, including the benefits and penalties involved. Some of these factors include, but are not limited to, investment or account related fees and expenses, differing levels of service available, withdrawal penalties, creditors and legal protections, required minimum distributions, and factors related to owning employer stock. The importance of these factors will vary depending on your individual needs and circumstances. Tax consequences may vary depending on state law and your individual situation. Scottrade does not provide tax advice. Please consult your tax or legal advisor for questions concerning your personal tax or financial situation.

*Scottrade will reimburse the account transfer fees up to $100 charged by another broker when you transfer your account with a value of $10,000 or more to Scottrade. You must apply for the fee reimbursement offer by completing and submitting a Scottrade Account Transfer Reimbursement Request form and a statement providing proof of imposed transfer fees. Account Transfer Reimbursement Request forms and proof of transfer fees can be mailed, faxed or personally delivered to your local Scottrade branch office. Reimbursement will be made to your account via a credit within 30 days of receipt of the Account Transfer Reimbursement Request form and proof of transfer fees. The transfer reimbursement does not currently have a termination date. However, Scottrade reserves the right to terminate this offer at any time without prior notice or extend the offer at its sole discretion. Void where prohibited.