Take control of your retirement account. Consider rolling over your 401k to a self-directed traditional or roth ira with Scottrade

Rollover IRAs

Take control of your retirement strategy

When you leave assets sitting in an old retirement account, you have several options: leave the funds there, cash out, or roll them over. If you choose to roll them over into an IRA, it may help you take a disciplined approach to your investing and give you the ability to make sure your investment portfolio align with your financial goals.

Find out if a Scottrade Rollover IRA is the right fit for your savings.

Rollover IRA Account Features

Eligibility

Individuals who have an old 401(k) or outside IRA

No income limits to who can roll over an old 401(k)

How a Rollover Works

If you have a Traditional 401(k) plan, you roll over to a Traditional IRA

If you have a Roth 401(k), you roll over to a Roth IRA

For step-by-step instructions on how to transfer your account to Scottrade

Learn What is a Rollover IRA in the Knowledge Center

Full and Partial Rollovers

You may roll over all or part of your assets you have in your outside retirement account

Investment Options

You have access to a wide variety of investments including stocks, bonds, mutual funds and exchange-traded funds (ETFs)

Support & Education

Rollover assistance from your local Scottrade team

Free investment education and access to our interactive retirement calculators

 

Rollover IRA Tax Advantages

Initial Rollover

The initial rollover is tax-free (and we’ll even pay your transfer-out fees*)

Contributions

After the rollover, you may continue to make tax-deferred or tax-free contributions (depending on whether you chose a Traditional or Roth rollover)

Earnings  

Earnings grow tax-deferred or tax-free (depending on whether you chose a Traditional or Roth rollover)

Withdrawals

Refer to either the Traditional IRA chart or the Roth IRA chart for withdrawal ages and penalties  

 

Transparent Pricing

Account Opening Fee

$0

Account Maintenance Fee

$0

Inactivity Fee

$0

Online Trading Commission

Starting at $7 per trade
  Fees & Commissions

 

Open a Scottrade IRA

If you have any additional questions about rolling over your 401(k) or other retirement account, contact your local Scottrade team.

Before making any rollover decisions, investors should research and consider all available retirement options carefully. Your decision should reflect consideration of various factors, including the benefits and penalties involved. Some of these factors include, but are not limited to, investment or account related fees and expenses, differing levels of service available, withdrawal penalties, creditors and legal protections, required minimum distributions, and factors related to owning employer stock. The importance of these factors will vary depending on your individual needs and circumstances. Tax consequences may vary depending on state law and your individual situation. Scottrade does not provide tax advice. Please consult your tax or legal advisor for questions concerning your personal tax or financial situation.


**This cash bonus offer is valid for an eligible new or existing Scottrade account (“Registered Account”) registered from January 16, 2014 through April 15, 2014, and funded with at least the required minimum net deposits in cash or securities (“Eligible Funds”) within ninety (90) days after the date the Registered Account was registered (“Registration Date”). Eligible new accounts can be registered on-line or by contacting your local Scottrade branch. Eligible existing accounts can be registered by contacting your local Scottrade branch. The Eligible Funds must come from sources external to Scottrade and all cash and securities transfers from external sources will be valued as of the date received by Scottrade. If net deposits from external sources less assets withdrawn or transferred out of the Registered Account equal to at least the minimum required amounts (minus trading losses) do not remain in the Registered Account for at least one year after the Registration Date, then Scottrade may, in its sole discretion, charge the amount of the cash bonus back to the Registered Account. Other restrictions may apply.

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