Retirement Articles & Insights

Tax rules for transferring a 401(k) into an IRA.

IRA Rollover Rules and Key Considerations: 5 Must Knows

Workers rarely have one or two jobs in their lifetime anymore. That’s why it’s important to keep track of old 401(k)s when changing jobs and evaluate whether rolling over to an IRA is right for you.

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Unexpected Retirement

Life Happens: Preparing for the Unexpected On Way to Retirement

Surprise events like a market downturn or job loss can quickly derail even the best-laid retirement plans. Preparing for the unexpected with an emergency fund, smart investments, and regular financial checkups can help mitigate the potential negative impact.

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Cutting with scissors: Fine-tuning a retirement financial plan in the last stretch.

Eye on Retirement: The Last Stretch. Get Retirement Ready.

It’s almost here: retirement. No matter how you plan to spend the next chapter in your life, it’s important to make sure your i’s are dotted and t’s crossed to ensure you live the best version of retirement possible.

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Family with Three Generations Plan Ahead with Estate Considerations.

Estate Planning: Build Up, Draw Down, Distribute Balance

Estate planning isn’t something reserved for the wealthy. It’s a smart financial strategy to help protect your years of hard work and ensure your loved ones are taken care of according to your wishes.

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Catch up on retirement

There’s Still Time to Save for Retirement

If you’ve fallen behind on your retirement savings, don’t sweat it. There are steps you can take to get on track.

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Inherited IRAs

Inheriting an IRA: The Rules Matter

When inheriting an IRA, it’s important to make the right moves to avoid unnecessary taxes and penalties.

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As you’re looking to generate retirement income, you might want to consider combining strategies.

3 Ways to Help Earn Potential Retirement Income

There are several ways to generate retirement income. Diversifying among them could be one consideration.

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When saving for retirement, focus on your goals

As You Look Toward Retirement, Keep Your Goals in Mind

Keeping your retirement goals top of mind is key to keeping your strategy on track, regardless of your age.

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It’s important to know the right time to begin taking retirement benefits.

6 Considerations Before Drawing from Your Retirement Funds

Determining the best time to begin taking retirement assets can help set you up for a comfortable financial future.

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Saving for retirement and college education can be an investment challenge.

Balancing Act: Saving for Retirement and Higher Education

Saving for retirement while funding a child’s higher education can be a delicate balance. Here’s what to keep in mind.

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How to Plan for Retirement During Your Working Years

The Long Run: Retirement Planning Across Your Career

Life changes as you grow older. That’s why you should be prepared to adjust your financial planning for retirement.

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How to Get Back on Retirement Savings Course

Falling Behind? How to Get Back on the Retirement Path

So, you’re feeling behind on saving for retirement. The good news is that you can do a lot whether you’re in your 40s, 50s or even 60s.

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Get ready for Social Security with these considerations

When Is It Time to Begin Taking Social Security?

Planning your Social Security withdrawals as part of a larger effort to manage your nest egg can be crucial to meeting your retirement goals. 

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When Is It Time to Retire?

Count Down to Retirement With These Steps

When should you retire? Check out some of the financial milestones to help you determine your ideal retirement scenario.

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What Factors to Consider for Your IRA

Roth vs. Traditional IRA: Your Choice

Deciding what type of IRA fits your needs is an important step in retirement planning. Check out the differences between Roth and Traditional IRAs.

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Self-Employed Can Consider These 401(k) Alternatives

Self-employed individuals have access to tax-advantaged retirement plans designed specifically for them.

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Here’s what to consider when something throws your retirement plans off track.

Retirement Course Change: What’s Next?

Don’t let life changes negatively affect your plans for retirement. Be prepared to adjust your retirement savings when changes happen.  

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Scottrade looks at investors and their plans for retirement.

Generation Gap Hits Retirement Expectations

Investors across different age groups want similar retirements, but younger generations believe they’ll have to work part-time in retirement to achieve it. 

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IRAs can help you save for retirement. Learn more about them.

IRA ABCs: What You Need to Know

IRAs can be a critical component of an individual’s retirement strategy.

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Learn some ways to determine how much to save for retirement.

How Much Should I Save for Retirement?

How much should you be saving for retirement? Scottrade presents some general concepts that may be worth looking into.  

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Starting your retirement savings plan early could yield big benefits.

Retirement: The Importance of Starting to Save Early

When it comes to saving for your golden years, the earlier the start, the more money – and security – you’ll likely have when you’re ready to retire.

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Learn about the steps to rolling over a 401k or IRA.

4 Steps to Rolling Over an IRA or 401(k)

Learn about rolling over a 401k or IRA to a Traditional or Roth IRA with Scottrade.  

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Roth vs. Traditional IRA

Roth vs. Traditional IRA: Your Choice

Deciding what type of IRA fits your needs is an important step in retirement planning..

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Old-fashioned? Maybe, but mutual funds can help you meet your retirement goals.

How Mutual Funds Can Work for Your Retirement

They’re not sexy, but there are practical reasons why you would consider making mutual funds a core part of your retirement savings plan.

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The path to retirement will come with its setbacks as well as opportunities.

Navigating the Road to Retirement

Throughout your life, you will experience financial setbacks as well as opportunities. Make sure to remain focused on saving and planning for retirement.

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How Do You Imagine Retirement?

How Do You Imagine Retirement?

Visualize the lifestyle you want in retirement to help shape your current financial strategy.

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An IRA rollover or transfer could help you take control of your retirement goals.

IRA Rollover: Help Take Control Over Your Retirement

Whether you’re four years from retirement or 40, there are steps you can take to help get control over your retirement goals and planning.

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As you plan for retirement, focus on what you can control.

7 Retirement Philosophies for Today's Investor

As you’re planning for retirement, it can be easy to become distracted for unforeseen events. Try, instead, to focus on what you can control.

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Here are steps you can take in 2015 to plan for retirement

8 Steps Today to Help Plan for Your Retirement Tomorrow

You might spend more than 30 years building up retirement savings. But you can take some steps in 2015 to help your plans along.

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