Cash Account Balance

Once you are logged into your account, click the My Account tab at the top to see your balance information. Following is an example of what a cash account might look like:

Notice that there are two separate tabs on your balances report in the graphic shown here. The Balance Summary tab provides a high-level overview of the funds in your account, and the Detailed Balances tab offers and in-depth explanation of your account balances.

Balance Summary

In addition to listing your balance information, you will also see important account information to alert you to funds available for certain kinds of trading under the Balance Summary tab. It's helpful to check your balances before engaging in trading to ensure your trades can be placed.

Trading & Cash Balances

Funds Available for Trading - This balance indicates the total funds available for purchasing stocks. You can use settled or unsettled funds for buying stocks. If you wish to use only settled funds to purchase stocks, view the Settled Funds Available for Trading balance.

Settled Funds Available for Trading - Your settled funds are funds that have been credited to your account and are available for trading any type of security.

Cash Available for Withdrawal - Your cash available for withdrawal is equal to the lesser of settled funds available for trading.

Total Cash Balance - The Total Cash Balance of your account is composed of all funds credited to the account, plus or minus funds from unsettled trades.

Positions

Stocks, Mutual Funds, CDs & Bonds Market Value - This balance is the real-time value of the current positions in your account, excluding options.

Options Market Value - The balance is the real-time value of the current option positions in your account, excluding non-standard options.

Total Positions Market Value - The market value of all the positions in your account is calculated as the sum of your Stocks, Mutual Funds, CDs & Bonds Market Value plus your Options Market Value.

Note: Your positions and cash balances are combined to present a Total Brokerage Account Value at the bottom of the Balance Summary tab.

Detailed Balances

Your detailed balances report expands on the information found in your balance summary. Any restrictions on the funds in your account will be noted in the Account Restrictions section at the bottom of the Detailed Balances tab.

Settled Cash Balance

Settled Funds at Scottrade - This balance is the amount of settled funds that have not been swept into program banks as part of the Bank Deposit Program.

Brokerage Account Balance - This balance is the amount of settled funds that have not been swept into program banks as part of the Bank Deposit Program.

Bank Deposit Program Balance - This balance is the total amount of funds that have been swept into program banks. For more information, read Scottrade Sweep Program.

Unsettled Purchase and Sales - Your unsettled purchase and sales balance is the total amount of funds that are waiting settlement after sales. You are not able to withdraw these funds until they are settled and have been credited to your account.

Cash Available for Withdrawal

Settled Funds Available for Trading - Your settled funds are funds that have been credited to your account and are available for trading any type of security.

Restricted Funds ­- Scottrade reserves the right to restrict funds from withdrawal until they can be verified. Your Restricted Funds balance will show you the exact amount that is being withheld at a given time.

Trades Waiting for Settlement

Sales Waiting for Settlement - This balance is the total funds in your account used in sell orders that have not yet settled. These funds will be credited to your account once the trades settle.

Purchases Waiting for Settlement - This balance is the total funds in your account used in buy orders that have not yet settled. These funds will be removed from your account once the trades settle.

Funds Available for Trading

Cash Balance - The Total Cash Balance of your account is composed of all funds credited to the account, plus or minus funds from unsettled trades.

Funds Applied to Open Buy Orders - This balance is the total amount of funds that will be removed from your account if all of your open buy orders are executed.

Positions Market Value

Stocks, Mutual Funds, CDs & Bonds Market Value - This balance is the real-time value of the current positions in your account, excluding options.

Options Market Value - The balance is the real-time value of the current option positions in your account, excluding non-standard options.

Total Positions Market Value - The market value of all the positions in your account is calculated as the sum of your Stocks, Mutual Funds, CDs & Bonds Market Value plus your Options Market Value.

Total Account Value

Positions Market Value - The market value of all the positions in your account is calculated as the sum of your Stocks, Mutual Funds, CDs & Bonds Market Value plus your Options Market Value.

Cash Balance - The Total Cash Balance of your account is composed of all funds credited to the account, plus or minus funds from unsettled trades.

Total Brokerage Account Value - The total value of your brokerage account is calculated as the sum of your Positions Market Value plus your Cash Balance.

Yesterday's Values

In the Yesterday's Values section of your detailed balances report, you'll see the total amount of your Stocks, Mutual Funds, CDs & Bonds Market Value balance and your Total Cash Balance shown for the current and previous trading days. You can use the side-by-side balances to see how the current market day has impacted your account.

Options involve risk and are not suitable for all investors. Detailed information on our policies and the risks associated with options can be found in Scottrade's Options Application and Agreement, Brokerage Account Agreement, and Characteristics and Risks of Standardized Options (available at your local Scottrade branch office or from the Options Clearing Corporation at 1-888-OPTIONS or by visiting www.888options.com). All option accounts require prior approval by Scottrade. Market volatility, volume, and system availability may impact account access and trade execution. Supporting documentation for any claims will be supplied upon request.

Investors should consider the investment objectives, risks, charges, and expenses of mutual fund carefully before investing. A prospectus contains this and other information about the fund and is available through www.scottrade.com or through a Scottrade branch office. The prospectus should be read carefully before investing.