Checking Accounts at Scottrade

Scottrade Bank offers two types of checking accounts: no-interest checking and interest checking.

No-Interest Checking vs. Interest Checking Accounts at Scottrade

Banking Features & Services

Scottrade Bank No-Interest Checking

Scottrade Bank Interest Checking

Minimum Opening Deposit

$100

$100

Minimum Balance Requirement

$0

$500 minimum to earn and accrue interest.

Earns Interest

No

Yes

No Monthly Maintenance Fees

Yes

Yes

Scottrade Bank® ATM/Debit Card

Yes

Yes

ATM Reimbursement Program*

Yes

Yes

Online Statements

Yes

Yes

Online Bill Pay with E-bills

Yes

Yes

Telephone Banking

Yes

Yes

Mobile Banking available through the Scottrade® Mobile App

Yes

Yes

Funds Transfer Capabilities to and from External Accounts and Scottrade® Brokerage Accounts

Yes

Yes

Need more information about Scottrade Bank Accounts?

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Scottrade Bank does not issue a charge for cash withdrawals made at any domestic ATM. We will refund cash withdrawal fees applied to your account by a domestic U.S. ATM at the end of each statement cycle. The rebate will appear as a lump-sum credit on the same statement that incurred the initial ATM fees. If you close your account before the end of the statement period, you will not receive a refund. Scottrade Bank makes its best effort to identify those ATM fees eligible for refund. In the event that you do not receive a refund, please contact Scottrade Bank® Support at 855.265.2265. We reserve the right to terminate or limit reimbursements if we observe a pattern of fraud or abusive overuse, and to modify or discontinue the ATM fee refund program at any time.