Sector Funds

If you're interested in a single segment of the economy, like biotechnology, natural resources, healthcare or utilities, you can invest in a sector fund. Sector funds focus on a specific sector of the economy and tend to be more volatile than broader-based funds. For instance, while travel stocks may do well in periods of booming economic activity, these cyclical investments are less likely to do well in tight economic periods as consumers are less likely to spend money on luxury items.

Investors should consider the investment objectives, risks, charges, and expenses of a mutual fund carefully before investing. A prospectus contains this and other information. A mutual fund prospectus is available through www.scottrade.com or through a Scottrade branch office. The prospectus should be read carefully before investing.