Mutual Fund Return

A fund's total return, or its change in value plus reinvested distributions, is the most accurate measure of a mutual fund's performance. It is typically reported as a percentage return. For example, if you originally invest $10,000 in a fund with a one-year total return of $1,000 ($850 increase in value plus $150 in reinvested distributions), your percentage return on that investment would be 10%. Total return is reported after one, three, five and 10 years, or for as long as the fund has been in operation. For periods over one year, percentage return is annualized to find the average annual return.

Investors should consider the investment objectives, risks, charges, and expenses of a mutual fund carefully before investing. A prospectus contains this and other information. A mutual fund prospectus is available through www.scottrade.com or through a Scottrade branch office. The prospectus should be read carefully before investing.