Investing Strategies

Budgeting

Part of preparing for retirement is having a reasonable understanding of your current financial situation. This includes taking the time to prepare some form of written budget with planned savings being included in the budget for retirement purposes.

Asset Allocation & Diversification

Asset allocation is a fundamental investing strategy for spreading your principal across broad categories of securities, such as stocks, bonds and cash or cash equivalents.

Growing Your Account Over Time

Once you've decided on an allocation, it's important to add to your retirement portfolio on a regular basis to help build upon the assets in your account.