Smart Money awards Scottrade online banking five out of five stars


Scottrade Bank – Banking Made Simple

Scottrade Bank provides you with simple and convenient services that help take the stress out of managing your finances. With Scottrade Bank, there are no monthly maintenance, transfer or withdrawal fees

Save even more by consolidating your accounts at Scottrade Bank, simplifying your banking under one roof for added convenience and peace of mind. Make the switch to Scottrade Bank and get:

  • Mobile Banking — Access your account on the go with the Scottrade® Mobile app for iOS and Android™ devices.
  • Apple Pay® — Add an extra layer of security and privacy to your credit card purchases.
  • Mobile Check Deposit — Deposit checks into your Scottrade Bank® account with our mobile app, no matter where you are.
  • Online Bill Pay — Manage your bills and automate payments with your Scottrade Bank® account.
  • Easy Money Movement — Transfer money between your Scottrade Bank® and Scottrade® brokerage accounts.
  • ATM/Debit Cards — Use your Scottrade Bank® ATM/debit card at any ATM in the U.S. and we'll automatically reimburse the fee.*
Log in to open a Scottrade Bank® account. 



Non-Interest Checking Account

Industry Average

Scottrade Bank

Monthly Maintenance Fees

  $5.26   

$0

Minimum Account Balance to Avoid a Fee

   $661.82

$0

Out-of-Network ATM Surcharge

$2.77

$0

Interest Checking Account

 Industry Average

Scottrade Bank

Monthly Maintenance Fees

   $14.76   

$0

Minimum Account Balance to Avoid a Fee

    $6,211.76

$0

Out-of-Network ATM Surcharge

$2.77

$0

Mutual Fund Tools  

Overview

Exclusively for

Clients

Select Lists*

Access lists of mutual funds provided by independent firm Morningstar Inc.   Clients only

Predefined Screeners

Quickly narrow your search with one of our mutual fund prescreens.
More predefined screens for clients

Screeners

Our mutual fund screener helps you filter by many categories, including fund family, dividend yield and expense ratio.
More filter categories for clients

Comparison Tool 

Compare up to five mutual funds at a time on many categories, including expenses and Morningstar ratings.
Only clients can compare by Morningstar ratings

Source: Bankrate. Data are from an annual survey conducted in September 2014.



easy-money-movement

Scottrade gives you the added convenience of linking multiple banking accounts with your Scottrade® brokerage account, assuring easy money movement and access.



switch-kit

Our handy Switch Kit walks you through all the steps you need to open and fund your new Scottrade Bank® account.



1Federal law limits the number of certain withdrawals on any savings account or money market account to six per month. Withdrawals at ATMs and in person at a bank branch are not subject to federal limits.

*Scottrade Bank does not issue a charge for cash withdrawals made at any domestic ATM. We will refund all reasonable cash withdrawal fees applied to your account by a domestic U.S. ATM at the end of each statement cycle. The rebate will appear as a lump-sum credit on the same statement that incurred the initial ATM fees. If you close your account before the end of the statement period, you will not receive a refund. Scottrade Bank makes its best effort to identify those ATM fees eligible for refund. In the event that you do not receive a refund, please contact Bank Support at  855.265.2265. We reserve the right to terminate or limit reimbursements if we observe a pattern of fraud or abusive overuse, and to modify or discontinue the ATM fee refund program at any time. 

**Savings based on an average customer who makes three out-of-network ATM withdrawals per month and incurs a monthly service fee on an interest-bearing bank account. Data based on BankRate’s 2014 Checking Survey.