Credit Interest Rates

As a Scottrade client, you earn interest on any uninvested deposits available in your brokerage account. The following schedule of credit interest rates for your online stock investment balances is provided to help you more closely manage your financial strategy.

Free Credit Balance Interest Rate & APY
$0.01 – 4,999.99 0.01%
$5,000.00 - 9,999.99 0.01%
$10,000.00 - 24,999.99 0.01%
$25,000.00 - 99,999.99 0.01%
$100,000.00 - 249,999.99 0.01%
$250,000.00 - 499,999.99 0.01%
$500,000.00 - 999,999.99 0.01%
$1,000,000.00 and Greater 0.01%

Credit Interest Rates for funds in the Scottrade Sweep Program: rates are the same as above. Click here for additional Sweep Program information, including a current list of program banks.

Funds in the Sweep Program will generally earn interest. The interest rates earned by clients may vary overtime, but will be the same from each Program Bank. The fee paid to Scottrade by the Program Banks may exceed the interest rate amounts paid to clients. Your interest rate tier will be determined by the aggregate balance of your Customer Deposit Account. The Sweep Program interest rate is impacted by several factors, including the total amount paid on deposits by the Program Banks, the fee paid to Scottrade and a fee paid to a third-party that assists Scottrade in operating the Program. Scottrade determines the portion of revenue it receives as a fee. The fee paid to Scottrade will affect the interest rate and may exceed the amounts paid to clients in the form of interest. Neither the Program Banks nor Scottrade are required to offer the highest rates available or rates comparable to money market mutual fund yields.        


All commissions, fees and rates are subject to change without notice.

Rates Effective November 1, 2013.

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